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No, but it's REALLY CHEAP. Spndle offers a free trial with full functionality. After the trial period, a subscription is required to continue using the app. See the App Store listing for current pricing.

No account is required. All your data is stored locally on your device. There is no sign-in, no cloud sync, and no server storing your financial data.

Yes. Tap the business icon in the top-right corner to add and manage multiple businesses. Each business has its own separate expense list and reports. You can also view a combined report across all businesses.

Yes. Spndle's primary purpose is gathering expenses, but you can record revenue events here too. Tap the people icon to open Accounts, where each client (account) tracks total revenue, attributed expenses, and net P&L. You can also export a per-client statement.

This isn't a full double-entry accounting system — it's lightweight by design. But if you want to see "I billed $4,200 to this client and spent $680 on their work," Spndle handles that.

Spndle uses on-device text recognition (ML Kit) by default — no network connection required, and images never leave your phone.

If you enable Claude AI in Settings and provide your own Anthropic API key, receipt images are sent to Anthropic's API for much smarter extraction. Claude can understand context, handle unusual layouts, and correctly classify expenses that on-device OCR struggles with.

After a receipt is scanned, you can change any field — including category — before saving. Just tap the category field and pick the correct one. If you already saved it, tap the expense in the list to edit it.

Yes. Tap Add Expense, then choose Import PDF. You can pick a PDF from Files or open one from an email attachment using the iOS share sheet and selecting Spndle. But honestly, sometimes it's quicker to just take a picture of your computer screen! (Low-tech "screenshot"!)

Per IRS rules, business meal expenses are only 50% deductible on Schedule C. Spndle logs the full amount you spent (so your records are accurate), but clearly notes the 50% deductibility on Schedule C summary reports.

To track distance while your phone is in your pocket or the screen is off, iOS requires "Always Allow" location permission. Without it, tracking would stop the moment you locked your phone.

Your location data is used only to compute distance traveled. It is never stored beyond your device, never transmitted to Spndle's servers, and never used for any other purpose.

Yes. Tap any mileage expense to edit it. You'll see a Miles field and a Rate field — you can adjust either one. The total amount updates automatically. This is useful if the trip auto-stopped during a long traffic light, or if GPS drift inflated the count.

Spndle saves the trip state in the background. The next time you open the app, a sheet will appear showing the recorded miles and asking you to confirm the details before logging it. You can also discard the trip if it wasn't a business trip.

Yes. Go to Settings → Trip Tracking → IRS Mileage Rate and enter the current rate. The default is $0.67/mile (2025 IRS standard rate for business use).

• PDF Itemized List — color-coded table of every expense, grouped by Schedule C category
• PDF Schedule C Summary — category totals by IRS line number, print-ready
• CSV Itemized — all expenses in spreadsheet format
• CSV Schedule C Summary — category totals in spreadsheet format

In Combined View, you can export reports covering all businesses at once.

Yes. After tapping Export, use the iOS share sheet to send the file via email, Messages, AirDrop, or any other app. PDF reports are formatted to be professional and easy for an accountant to read.

There is no Spndle server. Your data lives in a SQLite database on your iPhone and nowhere else. We can't see it, we can't access it, and we can't lose it in a breach — because we never have it in the first place.

The flip side is that we can't back it up for you either. That's on you. See the backup questions below.

Deleting the app removes all locally stored data. If you have iPhone backup enabled (iCloud or iTunes/Finder), your Spndle data is included in those backups and may be recoverable by reinstalling and restoring.

To be safe: export a Spndle backup file or a report before uninstalling. See "How do I back up my data?" below.

Go to Settings → Backup & Restore → Back Up Now. Spndle creates a .spndle file (a standard SQLite database with a renamed extension) and opens the iOS share sheet so you can save it anywhere — iCloud Drive, Dropbox, email it to yourself, AirDrop to your Mac, whatever you prefer.

There's also a "Where I Put It" field in the same section so you can leave yourself a note for later.

You can set a reminder interval (weekly, every two weeks, monthly) so Spndle prompts you when it's time to back up again.

Find your .spndle backup file — in Files, in an email attachment, wherever you saved it — and tap it. iOS will ask which app to open it with; choose Spndle. The app will ask you to confirm before replacing your current data, then restore from the file.

This also works for moving your data to a new iPhone: back up on the old one, transfer the file, open it on the new one.

Your API key is stored in iOS's encrypted local storage. It is never transmitted to Spndle — only directly to Anthropic's API when you scan a receipt with Claude AI enabled.